Welcome to Diversifying, CNN’s new personal finance podcast for a changing world.

All this comes at a time of great economic turbulence. Rising inflation, supply shortages, and stagnant wages have many of us wondering: How can I protect myself from economic uncertainty? The new generation of workers needs financial information that accounts for the unique challenges they face, including crippling student debt and economic turmoil.

Diversifying, my new CNN Audio podcast, offers answers in this uncertain time. In my work as Delyanne The Money Coach on TikTok and Instagram, I’ve seen firsthand how destigmatizing the emotional aspects of money can empower people to finally start investing, tackle student loans, and negotiate salaries.

I know that the advice that guided previous generations is no longer applicable in today’s world: Staying in a job for 40 years, buying a house, having 2.5 children and drawing a pension is an American dream that feels unattainable to Millennials and Generation Z.

Instead, Diversifying offers a nuanced, multidimensional approach to money by embracing open and honest conversations. From acknowledging the growing wealth gap and the embarrassment of taking on debt, to the pressure of supporting multiple generations at once, Diversifying It will tell the stories of real people who are often left out of conversations about money.

Diversifying This is not about formulaic advice and tough love – we are living through one of the most challenging times in our history and financial advice needs to reflect that reality. Whether it’s debt, real estate, the stock market, cryptocurrency, or NFTs, people want a safe space to learn and ask questions, without judgment.

On your mark, in debt, go!

Our first two episodes look at the growing student debt crisis. In the first episode, I talk to my sister about how I paid off $150,000 in loans, and we reflect on a financial system that forces you to take on debt to get by. In the second episode, you’ll hear from debt expert Nika Booth, founder of Debt Free Gonnabe, about avoidable money mistakes and how to go from being overwhelmed by your student loans to taking control of your debt.

Finance is complex because humans are complex. Leaving our humanity out of the equation is how many of these challenges came up in the first place. Diversifying It breaks the one-size-fits-all mentality, changes the way we talk about finances, and highlights the human side of money.

Listen to Diversifying on Apple Podcasts, Spotify, or wherever you listen to podcasts.