New Visa Benefit: Access Free Personal Finance Advice

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Visa is giving many of its consumer credit cards a big upgrade this week, including access to free courses, including personal finance and investing courses, with the Skillshare online learning community.

The company on Monday announced new benefits for all US consumer cards, with additional perks for more premium Visa Signature and Visa Infinite cardholders, all free.

These benefits offer savings on everything from live performances to food delivery to pharmacies, and are just another example of how credit card issuers have changed or added new rewards to better reflect the spending habits of consumers and cardholders. cards during the pandemic. In recent months, we’ve seen a slew of new competitive sign-up bonuses, additional perks (which in some cases also mean higher annual fees), and brand associations that increase the variety of perk offerings.

Because the new benefits come from Visa, they aren’t limited to a single credit card issuer and can help add value or offset annual fees on some of our favorite cards from Chase, Capital One and more.

Let’s take a closer look at what Visa cardholders will now have access to:

Membership to share skills

Skillshare is an online learning community that offers over 30,000 classes to its members, on topics ranging from freelancing and entrepreneurship to marketing, productivity, and more. But perhaps our favorite part of this update is the access to personal financial guidance; in fact, one of our picks for the best investing courses available today is a Skillshare course that you can access with a Skillshare membership.

This new benefit is only available to Visa Infinite and Visa Signature cardholders. If you are a Visa Infinite cardholder, you will have access to a free membership for three months, plus a 30% discount on annual renewals. Skillshare’s monthly membership starts at $15. Some popular Visa Infinite cards include the Chase Sapphire Reserve® Card and the US Bank Altitude Reserve Visa Infinite® Card*.

If you’re a Visa Signature cardholder, which includes cards like the Chase Sapphire Preferred® Card and the Capital One Venture Rewards Credit Card*, you’ll have access to a free Skillshare membership for the same three-month period, then 20% off discount annual renewals.

membership sent

Visa credit cardholders will also now have complimentary access to Shipt, a nationwide delivery service with retail partners like Target, Bed Bath & Beyond and CVS.

All Visa cardholders can receive free same-day delivery on orders over $35, but your card type will determine your additional membership benefits. Visa Infinite cardholders will receive up to three years of free Shipt membership. Visa Signature cardholders can get three free months of membership and then 50% off membership for another nine months. And all other US consumer Visa credit card holders will receive one month of free Shipt membership, plus 50% off membership for three months.

An annual Shipt membership typically costs $99, so there are some significant savings to be found here, no matter what type of Visa card you have.

Sofar Sounds Membership

Sofar Sounds is a company that presents small live shows in everyday spaces and operates in more than 400 cities around the world. Tickets generally range from $10 to $30, depending on the company, and feature three separate performances. Visa cardholders can now access Sofar show tickets before they go on sale to the general public.

Both Visa Signature and Visa Infinite credit cardholders will receive unlimited access to the 7-day advance sale window, as well as a free ticket to any show when you purchase one or more tickets. All other US Visa consumer credit card holders get the same presale benefit, but are limited to two free tickets per year.

The best Visa Infinite and Visa Signature credit cards

Credit card benefits often come from the credit card issuer, but certain types of Visa cards offer valuable benefits beyond what the issuer itself can provide. Depending on the type of Visa card you have, you may be eligible for some robust perks and benefits that can add value to your card, all at no charge.

Both Visa Signature and Visa Infinite are the most premium Visa card types available, which means getting approved for one will require an excellent credit score. You can check if your card is Visa Signature or Visa Infinite by looking for the Visa logo on the front of the card, or look for the details in your card agreement.

Visa Infinite is the most lucrative type, but there are only a few cards on the market today with that label. You can also apply for a card that offers a Visa Signature or Visa Infinite version, but not get approved for that type of Visa, but rather a standard Visa; In many cases, the type of card you are assigned depends on the credit limit you qualify for. for. With respect to these new benefits, that means you would qualify for benefits available to all US Visa cardholders, but not Visa Signature-only or Visa Infinite-only cardholders. Always check your card agreement after approval for your card account details and benefits for which you are eligible.

Here are some of our favorite Visa Infinite and Visa Signature cards that offer not only these new Visa benefits, but great value on your spending overall.

  • Introductory offer:
    Earn an extra 1.5% cash back
  • Annual quota:

    $0

  • ordinary APR:

    15.24% to 23.99% Variable

  • Recommended Credit:

    670-850 (Good to Excellent)

  • apply now external link icon On Chase’s secure site
  • Introductory Offer:
  • Annual quota:

    $95

  • ordinary APR:

    16.24% – 24.24% (variable)

  • Recommended Credit:

    670-850 (Good to Excellent)

  • Learn more external link icon On our partner’s secure site
  • Introductory Offer:
  • Annual quota:

    $550

  • ordinary APR:

    17.24% – 24.24% Variable

  • Recommended credit:

    740-850 (Excellent)

  • apply now external link icon On Chase’s secure site

Chase Freedom Unlimited®

Chase Freedom Unlimited is our top cash-back credit card option and offers a Visa Signature version. You’ll earn a flat 1.5% on every purchase, plus enhanced rewards in bonus categories like travel, restaurant dining, and pharmacy. This card’s welcome bonus allows you to earn an extra 1.5% on everything you buy (up to $20,000 spent in the first year) in cash. That’s 6.5% on travel purchased through Chase Ultimate Rewards®4.5% in restaurants and pharmacies, and 3% in all other purchases.

In addition to Visa Signature benefits, Freedom Unlimited offers benefits such as 5% cash back on Lyft rides (through March 2022) and a free 3-month DoorDash DashPass membership (activate by 3/31/22)

Chase Sapphire Preferred

Chase Sapphire Preferred, a Visa Signature credit card, is our top choice for a card with an annual fee of less than $100. Currently, it also offers a sign-up bonus of 80,000 points after spending $4,000 in the first three months.

You’ll earn Chase Ultimate Rewards points on dining, travel, streaming and more. Plus, enjoy perks like a free DoorDash DashPass membership through 12/31/24. Combined, all of these benefits can help offset the cost of the $95 annual fee.

Capital One Venture Rewards Card

Capital One Venture is another Visa Signature credit card and a major competitor to Chase Sapphire Preferred for travel rewards. It also has a $95 annual fee and comes with up to a $100 application fee credit for TSA Precheck/Global Entry. This, in addition to the new Visa benefits outlined above, can help offset the cost of that fee.

The card offers 60,000 bonus miles after spending $3,000 on purchases in the first three months. You’ll also earn 2 miles per dollar on every purchase, which you can redeem for travel purchases you make with the card or transfer to travel partners.

US Bank Cash+® Visa Signature® Card

The US Bank Cash+ Visa Signature Card is one of our favorite hidden gem credit cards. It has no annual fee and gives you the flexibility to earn cash back rewards in the bonus categories you spend the most on. Each quarter, you can choose categories of your choice to earn 5% cash back (up to $2,000 spent each quarter), including at department stores, furniture stores, gyms, fast food, and even movie theaters, categories that most other credit cards accepted. do not offer

You’ll also get 2% cash back on your choice of gas stations, restaurants and grocery stores, which can help you maximize your earnings even further, and 1% on everything else. Now, the addition of these new Visa benefits adds even more value to this $0 annual fee card.

Amazon Prime Rewards Visa Signature Card

The Amazon Prime Rewards card can help unlock significant value for those who shop at Amazon or Whole Foods frequently. It’s another Visa Signature credit card and doesn’t have an annual fee, though you do have to be an Amazon Prime member to apply. You’ll get an Amazon.com Gift Card worth up to $150 instantly upon account approval; this can help offset the cost of a $119 annual Prime membership.

With the Prime Rewards card, you’ll earn 5% cash back at Amazon and Whole Foods, 2% cash back at restaurants, gas stations and pharmacies, and 1% cash back on everything else. If you’re already a Prime member anyway, you can get significant perks and benefits from this card without paying an annual fee, especially with the addition of these new Visa perks.

Chase Sapphire Reserve

Chase Sapphire Reserve is a Visa Infinite card, and one of the few Visa Infinite options currently available from major issuers. It’s a premium travel rewards credit card with an annual fee of $550, but it also comes with a host of benefits, including a $300 travel credit, up to $100 credit for TSA PreCheck/Global Entry, membership from the Priority Pass airport lounge and more. You’ll also earn Chase Ultimate Rewards points on travel and dining.

Cardholders can earn a 50,000 point sign-up bonus after spending $4,000 in the first three months of account opening.

*All information about the Capital One Venture Rewards Credit Card and US Bank Cash+ Visa Signature Card has been independently compiled by NextAdvisor and has not been reviewed by the issuer.

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