3 ways to clean up your finances this season

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Nothing calls for a better time to get organized than spring cleaning season. Rainy weather marks a good opportunity to spend a cozy day indoors, tidy up your house or clean out your closet.

It also serves as an opportunity to take a good look at your finances. With the end of winter and paying for vacation expenses, and the anticipation of warmer weather and summer travel, you’re in the midst of getting your money in order.

Below, personal finance experts weigh in on three ways to clean up your personal finances this season.

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1. Get your taxes in order


On the secure TurboTax site

  • Cost

    Costs may vary depending on the plan selected

  • free version

    Yes (only for simple returns**)

  • Mobile app

  • Vital support

  • Better Business Bureau Rating

2. Get your debt in order

3. Prepare your summer budget

Chase Freedom Unlimited®

  • rewards

    Enjoy 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on pharmacy and restaurant dine-in purchases, including eligible takeout and delivery, and 1.5% on all other purchases

  • welcome bonus

    Earn an extra 1.5% on everything you buy (up to $20,000 spent in the first year), worth up to $300 cash back. That’s 6.5% on travel purchased through Chase Ultimate Rewards®, 4.5% at restaurants and pharmacies, and 3% on all other purchases.

  • Annual quota

  • Introductory APR

    0% for the first 15 months from account opening on purchases and balance transfers

  • ordinary APR

    15.24% to 23.99% variable

  • Balance Transfer Fee

    Introductory fee of $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within 60 days of account opening. After that, $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

  • credit needed

Barnes adds that enthusiastic vacationers can also try value-based spending this coming season, using the first month of spring to brainstorm their summer wishes.

“Write these articles or experiences on a piece of paper with the approximate costs next to it,” he explains. “In order of priority, fit one to three top experiences into your budget. Do your best to avoid forcing them to fit. The overall goal of budgeting is to provide guardrails, or financial security, around your money.” and their habits.

Bottom line

Editorial note: Any opinions, analyses, reviews, or recommendations expressed in this article are solely those of Select’s editorial staff and have not been reviewed, approved, or otherwise endorsed by any third party.

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