Your personal finance questions: I have cancer, is there any way I can access my pension early?

Q I am 46 years old and single. Unfortunately, I have stage four cancer. While I am on sick leave, my income has been reduced by 50%. Since it is more than likely that I will not reach retirement age, which is 20 years away, can I collect my pension to have the money now? I don’t have any dependents, but what I do have are bills to pay now and maybe a wish list.

AN We are very sorry to hear about your diagnosis. In cases of ill health, it’s possible to access your pension fund earlier than the normal retirement age (NRA) applied to your pension plan, according to Eve Nolan of the Independent Trustee Company.

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