Personal Finance Awards 2021/22: Winners Announced

Voted for by you, the consumer, the Personal Finance Awards are run by The Money Pages, which is the sister brand of What Mortgage.

Website visitors began by nominating a business that they, a friend, colleague, or relative may have had a positive experience with for the appropriate category. That first stage lasted four weeks, after which the top five in each category moved on to the second stage, where the public had twelve weeks to vote for their favourite.

This year saw a record number of votes cast, with over 50,000 cast in all categories throughout the campaign and the winners were announced during a special awards presentation day on Wednesday 24 November. Well done to all the nominees, and many congratulations to the winners and those who received high praise.

Personal Finance Awards 2021/22

Best Cash ISA

Highly Recommended: Leeds Building Society and Sainsbury’s Bank

Winner: Skipton Building Society

Best Investment ISA

Highly Recommended: Hargreaves Lansdown and Investor Interactive

Winner: Richify

Best Junior ISA

Highly Recommended: Halifax and Tesco Bank

Winner: Richify

Best Online Savings Provider

Highly Recommended: Charter Savings Bank and Piggy Bank

Winner: Cynergy Bank

Best Youth/Child Savings Provider

Highly Recommended: Dudley Building Society and Saffron Building Society

Winner: Harpenden Building Society

Best Overall Savings Provider

Highly Recommended: Metro Bank and Monzo

Winner: Caja de Ahorros Charter

Best standard checking account

Highly Recommended: HSBC and Virgin Money

Winner: Starling Bank

Best Checking Account with Benefits

Highly recommended: TSB and Virgin Money

Winner: first direct

Best checking account for high earners

Highly Recommended: Barclays and First Direct

Winner: Santander

Best Student Checking Account

Highly Recommended: Nationwide and TSB

Winner: Barclays

Best overall checking account

Highly Recommended: Barclays and Halifax

Winner: Starling Bank

best balance transfer credit card

Highly recommended: Barclaycard and Virgin Money

Winner: Sainsbury’s Bank

Best mortgage provider for first time buyers

Highly Recommended: NatWest and Virgin Money

Winner: Family Building Society

Best Buy to quit mortgage lender

Highly Recommended: Kensington Mortgages and Leek United Building Society

Winner: Land Bay

Best Fixed Rate Mortgage Lender

Highly Recommended: Nottingham Building Society and RBS

Winner: Leeds Building Society

Best Variable Rate Mortgage Lender

Highly Recommended: Barclays and Hinkley and Rugby Building Society

Winner: Leek United Building Society

best mortgage lender

Highly recommended: HSBC and TSB

Winner: Barclays

Best intermediary lender

Highly Recommended: NatWest Intermediary Solutions and Skipton Building Society for Intermediaries

Winner: Kensington Mortgages

Best specialist lender

Highly Recommended: The Mortgage Lender and Vida Homeloans

Winner: Pepper Money

Best Self-Build Mortgage Lender

Highly Recommended: Loughborough Building Society and The Melton Building Society

Winner: Earl Shilton Building Society

Best Equity Release Lender

Highly recommended: more2life and Pure Retirement

Winner: Aviva

Best Customer Service for Equity Release Lenders

Highly Recommended: Aviva and Pure Retirement

Winner: more2life

Best stock release broker

Highly recommended: age and key association

Winner: Supermarket Equity Release

Best Equity Release Broker Customer Service

Highly Recommended: Age Association and Equity Release Supermarket

Winner: Key

Best Overall Mortgage Lender

Highly Recommended: Barclays and Nationwide

Winner: Skipton Building Society

Best Mortgage Broker – (40 advisors and more)

Highly Recommended: Countrywide and Mortgage Advice Bureau

Winner: L&C

Best Mortgage Broker- (up to 39 advisors)

Highly Recommended: Business Mortgages and Your Mortgage Decisions

Winner: Alexander Hall

Best Second Mortgage Lender

Highly recommended: Equifinance and Prestige

Winner: Paragon Bank

Best Second Mortgage Broker

Highly Recommended: Brightstar and Visionary Finance

Winner: Loan Store

Best Mortgage Broker Customer Service

Highly Recommended: Private Clients of SPF and The Mortgage Hut

Winner: Business Mortgages

Best personal loan lender

Highly Recommended: Barclays and NatWest

Winner: Novuna (formerly Hitachi Personal Finance)

Best personal loan broker

Highly Recommended: Freedom Finance and Norton Finance

Winner: Loan Warehouse

Best Financial Advisor

Highly Recommended: Hoxton Capital Management and Openwork

Winner: St. James’s Place Wealth Management

best online stock broker

Highly Recommended: IG and Investor Interactive

Winner: Hargreaves Lansdown

best home insurance provider

Highly Recommended: Direct Line and John Lewis

Winner: AXA Insurance

The best income protection insurance

Highly Recommended: Legal and General and LV=

Winner: The Exeter

best car insurance

Highly Recommended: Churchill and Direct Line

Winner: Admiral

Best Breakdown Cover

Highly Recommended: GEM Motoring Assist and Green Flag

Winner: AXA Partners

Best Travel Insurance

Highly Recommended: InsureandGo and Post Office Money

Winner: Avanti

best pet insurance

Highly Recommended – Bought by many and PetPlan

Winner: Animal Friends

The best life insurance for people over 50

Highly recommended: Legal & General and SAGA

Winner: Aviva

best health insurance

Highly Recommended: Bupa and Simplyhealth

Winner: Aviva

best comparison site

Highly Recommended: Compare The Market and

Winner: Pay too much

Best travel money provider

Highly Recommended: ASDA Money and Post Office Money

Winner: Tesco Bank

Best credit report provider

Highly Recommended: Equifax and Experian

Winner: Clearscore

Best provider of funeral plans

Highly Recommended – Cremations of Dignity and Simplicity

Winner: Avalon Funeral Plans

Best Construction Society – Customer Service

Highly Recommended: Principality Building Society and Tipton & Coseley Building Society

Winner: Furness Building Society

Best Bank – Customer Service

Highly Recommended: Monzo and Starling Bank

Winner: Metro Bank

Best Insurance Provider – Customer Service

Highly Recommended: Admiral and NFU Mutual

Winner: Avanti

Best Overall Personal Finance Provider

Highly Recommended: Metro Bank and Post Office Money

Winner: Skipton Building Society


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